Personal Finance, Hustle Bookkeeping & M-Pesa Accounting
Know exactly where your money goes — hustle bookkeeping, M-Pesa reconciliation and KRA basics made simple.
5 hours12 lessonsBeginnerPDF certificate
What you'll be able to do
- Track and reconcile M-Pesa transactions weekly
- Separate business and personal finances cleanly
- Run simple bookkeeping that survives KRA questions
- Understand TOT, VAT thresholds and filing basics
Curriculum
4 modules · 12 lessons · 3h 31m total
Module 1Money Foundations
3 lessons
Money Foundations
- Where your money actually goes: the audit12 min
- The envelope system for irregular hustle income12 min
- Emergency funds on a hustle budget10 min
Module 2Hustle Bookkeeping
3 lessons
Hustle Bookkeeping
- A simple spreadsheet system that takes 10 min/week15 min
- Recording M-Pesa, cash and bank flows14 min
- Pricing your work so you actually profit13 min
Module 3M-Pesa Accounting
3 lessons
M-Pesa Accounting
- Downloading and reading M-Pesa statements12 min
- Reconciling Lipa Na M-Pesa till records14 min
- M-Shwari, Fuliza and credit discipline12 min
Module 4KRA & Compliance Basics
3 lessons
KRA & Compliance Basics
- KRA PIN, obligations and presumptive tax (TOT)14 min
- VAT: who must register and what it means12 min
- Record-keeping that makes filing painless11 min
About this course
Many hustles die not from lack of income but from lack of records. This course gives you a practical system: tracking every M-Pesa inflow and outflow, separating business from personal money, simple bookkeeping in a spreadsheet, and the KRA TOT/VAT basics every Kenyan business person should know.